Cero - Website & Waitlist Terms of Use

Cero is in active development. We are not currently issuing cards, extending credit, converting or custodying digital assets, or providing any regulated or financial service to you through the Site. The features described or depicted on the Site including any rewards, 'packs', jackpot or prize entries, 'free purchase' or 'Buy Now, Pay Never' benefits, score, and credit line are indicative of a product in development and are not offered to you through the Site. Any chance-based, jackpot or prize feature is or will be operated by a licensed third-party operator; Cero acts only as a marketing affiliate and technology interface, and does not operate any game, conduct any draw, hold stakes, or pay any prize. If and when offered, they will be governed by separate product terms and, where applicable, by the terms of the relevant third-party licensed operator. By joining the waitlist or a beta you acknowledge that:

• inclusion in the waitlist or a beta creates no obligation on Cero to launch the Services, to admit you to any beta, or to provide you any product;
• any timelines, features, or product descriptions we share are indicative only and may change without notice;
• waitlist or beta access may be modified, suspended, or revoked at any time at our discretion.

If and when Cero offers products, separate terms (including any cardholder, credit, wallet, and product terms) will apply, and you will be asked to accept them separately at that time.

You represent and warrant that: you are at least 18 and have the capacity to enter into these Terms; you are not located in, resident in, or a national of any country or region subject to comprehensive sanctions, and you are not on any sanctions or prohibited-party list maintained by OFAC, the UN, the EU, or the UK; and you will not use a VPN or other means to circumvent geographic or eligibility restrictions. We may add or remove restricted territories at any time. We do not currently offer products to persons resident in the United States.

When you join the waitlist you provide personal data (such as your email address and name), which we handle in accordance with our Privacy Policy. If you opt in, we will send you marketing and product-update communications; you can opt out at any time via the unsubscribe link in any message or by contacting us. Any jackpot or prize draw referred to on the Site is operated by a third-party licensed operator under its own terms. Cero does not operate any draw, determine any outcome, or award any prize. Entries may be earned through use of the Services, and, where a chance-based promotion is offered, any free method of entry required by applicable law will be made available. Waitlist position and referral mechanics are administered at our discretion and may change.

You agree not to: use the Site in violation of any law; provide false or misleading information, or impersonate any person; interfere with or disrupt the Site or attempt to gain unauthorised access to it; use bots, scrapers, or other automated means except as we expressly permit; infringe any intellectual-property, privacy, or other rights; or use the Cero name, logos, or marks without our prior written consent. We may suspend or terminate your access for any breach.

The Site and all content, software, designs, trademarks, and the "Cero" name are owned by Cero or its licensors. We grant you a limited, revocable, non-exclusive, non-transferable licence to access and view the Site for your own personal, non-commercial use. All other rights are reserved. If you submit feedback, suggestions, or other content to us, you grant Cero a worldwide, royalty-free, perpetual, irrevocable, sublicensable, transferable licence to use it for operating, improving, and promoting our services.

The Site may link to third-party websites or services we do not control. We are not responsible for their content, products, or practices; your use of them is at your own risk and subject to their own terms and policies.

The Site is provided "as is" and "as available," without warranties of any kind, to the maximum extent permitted by law. We do not warrant that the Site will be uninterrupted, secure, or error-free, or that any information (including any indicative product information) is accurate, complete, or current. Nothing on the Site is financial, legal, tax, or investment advice.

To the maximum extent permitted by law, Cero will not be liable for any indirect, incidental, special, or consequential damages, or for loss of profits, data, or goodwill. Our total aggregate liability arising out of or relating to the Site or these Terms will not exceed one hundred US dollars (US$100). Nothing in these Terms limits any liability that cannot be excluded under applicable law (including for fraud or for death or personal injury caused by negligence), and, if you are a consumer, you retain the benefit of any mandatory consumer protections of your country of residence.

To the extent permitted by law, you agree to indemnify and hold harmless Cero and its affiliates from any claim, loss, liability, or expense arising out of or related to your use of the Site, your breach of these Terms, or your violation of any law or third-party right.

We may modify, suspend, or discontinue the Site (or your access to it) at any time, with or without notice. Provisions that by their nature should survive termination will continue to apply.

We may update these Terms from time to time. We will post the updated version with a new "Last updated" date and, where changes are material, provide reasonable notice through the Site or by email. Your continued use of the Site after changes take effect constitutes acceptance.

These Terms are governed by the laws of the British Virgin Islands, without regard to conflict-of-laws principles, except that mandatory consumer-protection laws of your country of residence continue to apply to the extent they cannot be excluded by agreement.

These Terms, together with our Privacy Policy and Cookie Policy, are the entire agreement between you and Cero regarding the Site and supersede prior agreements on that subject. If any provision is held invalid, the remaining provisions continue in effect. Our failure to enforce a provision is not a waiver. You may not assign these Terms; we may. We are not in default for any failure or delay caused by events beyond our reasonable control.

Questions about these Terms: hello@cero.finance. Cero Global Ltd, registered at Ellen L. Skelton Building, Fishers Lane, Road Town, Tortola, British Virgin Islands VG1110.